Well you guys did scare me away from 4,000 sub-portals! :-)
I was leaning that direction as a way to give each user their unique page "facebook style". With 36,000 users, this appears to imply 36,000 pages.
I will look at Smart-Thinker "Wall". It appears that I could tie a unique Wall to a UserID or to a GroupID?? Thus effectively making a single page appear unique for each of 36,000 users.
Thanks