Or is the forum module just not very user friendly compared to some others out there for images, avatars and videos. Is it possible to just copy and paste the embeded imaging in the text box from like photobucket or youtube like you can with a VB forum. Do avatars have to be loaded to the site and then the person scroll through all the images on the site to find the one they uploaded to choose there avatar? I try to click insert/image to put a picture in a post and i am not sure what goes in the url box on the screen that comes up. how is the average user on a local discussion forum without any skills supposed to know how to do this? Can it be set up on my end to be more simple and user friendly?

For uploading images and files for users, there are also some restriction with the file ending on the host settings.  This have be handled from a host user.  Also you must setting up sme permissions for folders you want have there can users uploading files over the File Manager as admin or host.

I hope this helps you.